Intellectual Property Triage & Action Pack
Report IDCT-IP--20260613-036FA4
Date2026-06-13
SubjectIP, Patent & Trademark Position
Prepared byCloviTek agent — automated triage
Methodologyfleet IP inventory (ip_copyright_agent) · 7-asset patentability scoring · USPTO/Justia trademark knockout (preliminary)
StatusInformational — founder action pack

INFORMATIONAL triage only — not legal advice; no attorney-client relationship. Trademark results are a preliminary knockout screen (databases block automated fetch); a licensed attorney must run a full clearance search before any filing.

EXECUTIVE SUMMARY
62/ 100

IP, Patent & Trademark Position

Moderate — strong assets, but unprotected today. Cheap wins available now.

7
methods assessed
1
trademark you already own (CLOVIFI)
HIGH
Clover/Fiserv risk (Cl.36)
4
cheap wins now
SECTION 1 · TRADEMARK

Knockout findings

★ You already own CLOVIFI (Reg. 5401258, LIVE)

Registered 2018 for wireless content-delivery hardware/software — prior art in your favor + a family-of-marks anchor. Confirm Section 8/9 maintenance.

CLOVITEK house mark — appears open

No third-party conflict found. File first in Class 9 + 42. (Verify live on tmsearch.uspto.gov.)

CLOVER / Fiserv — the #1 risk

Famous, litigious, densely registered in Cl. 9/35/36/42. Bare "CLOVI" is close. Class 36 (financial) = HIGH risk; keep money products under the house mark.
SECTION 2 · PATENT/COPYRIGHT

Protection strategy

Verdict: patents are thin; moat = trade secret + copyright + trademark

All 7 crown-jewel methods scored weak on patentability (heavy prior art, Alice/§101, FTO risk). Durable protection is secrecy + copyright on code + the Clovi* trademarks.
FOUNDER ACTION PACK

Prioritized actions

#ActionPriorityOwnerStatus
1Lock trade-secret hygiene now
NDAs + IP-assignment for humans AND agents/contractors; keep engines (Conform, factory, RAG, CloviProof, CloviCost) server-side & out of public git. Near-zero cost, biggest moat.
NOWVitalyopen
2Verify CLOVIFI Reg. 5401258 maintenance
You already own this registered CLOVI mark (filed 2017). Confirm Section 8/9 filings are current so it isn't cancelled.
NOWVitaly / counselopen
3File CLOVITEK in Class 9 + 42
House mark appears open; cleanest filing, anchors the Clovi* family. LOW–MEDIUM risk.
SOONCounselopen
4Carve CloviCost/CloviFinance out of Class 36
Clover/Fiserv own the payments zone (HIGH risk). Keep money products under the CloviTek house mark or draft non-payment IDs.
SOONCounselopen
5Copyright-register each engine's source
Conform, factory/getContext, UI/UX RAG, CloviProof, CloviCost — ~$45–65 each, fast protection vs literal copying.
SOONVitaly / counselopen
6File ITU (intent-to-use) for unlaunched Clovi* products
Locks priority now; perfect with Statement of Use at launch.
SOONCounselopen
7Order full attorney clearance before filing
Warranted specifically because of Clover/Fiserv overlap in your exact classes.
SOONCounselopen
8Request free PatentsView API key
patentsview.org/api-key → PATENTSVIEW_API_KEY in master.env so the IP agent auto-runs prior-art sweeps.
LATERVitalyopen
SOURCES